If you’ve been putting off a dental implant because you’re unsure about the costs, you’re not alone. Dental implants are an incredible long-term solution for missing teeth, but they can be a big investment. And unfortunately, insurance coverage isn’t always clear. Continue reading to learn what’s typically covered, what might not be, and how you can get the most out of your benefits before they expire.
What Are Dental Implants, and Why Are They Popular?
Dental implants are small titanium posts that are surgically placed in your jawbone to replace missing tooth roots. Once healed, they support a variety of restorations, including crowns, bridges, or even dentures.
They’re more comfortable and durable than traditional bridges or partial dentures, and they also help preserve your jawbone structure. For many people, they’re game-changers, which is why they’ve become so popular, and why their upfront cost is relatively high.
Does Dental Insurance Cover Implants?
Dental insurance typically focuses on preventive and basic restorative care, such as cleanings, fillings, and sometimes crowns. Implants, on the other hand, are often classified as a “cosmetic” or “elective” procedure and may only be partially covered, if at all.
However, this is not to say that some parts of the procedure can’t fall under the purview of your plan. Things like X-rays, tooth extractions, and the restoration placed on top of the implant can often be covered, at least partially.
Should I Get Implants Now?
If you’re considering dental implants, it’s best to start sooner rather than later. The procedure can take several months or even a year to complete. This means that if you wait until the end of the year to start the process, you may not be able to max out your benefits before they expire.
If you’ve already met your deductible or are nearing your annual maximum, now might be the perfect time to start the implant process. In some cases, the treatment can even be stretched across two benefit years to increase coverage. It’s an option that’s worth talking to your dental team about.
What Is the Next Step?
Start by reviewing your dental insurance plan or contacting your provider. Better yet, ask your dental office to verify your benefits! Many practices have team members who specialize in insurance and can help you understand your coverage and payment options.
Dental implants may not always be fully covered, but that doesn’t mean they’re out of reach. With smart planning, good timing, and expert guidance from your dental team, you might be able to make them more affordable than you think!
About the Practice
At Galleria Dentistry, we know that navigating dental insurance can be confusing, especially when it comes to important treatments like dental implants. That’s why we take the time to help you understand your benefits and make the most of them before they expire. We’re here to make quality care as accessible and stress-free as possible. Call (239) 592-5112 to schedule a dental implant consultation with us or visit our website to explore other services.